Salary Calculator (India)

Break your CTC into monthly in-hand salary with PF, gratuity, and income-tax (FY 2024-25 new & old regimes).

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Salary Calculator (India)

Estimate in-hand salary from CTC with PF, gratuity and income-tax (FY 24-25).

Annual CTC — ₹12,00,000

₹

Variable / bonus — 8% of CTC

PF contribution — 12% (capped at ₹15,000 basic)

Tax regime

Professional tax (annual)

₹

Monthly in-hand

₹88,330

Annual in-hand

₹10,59,960

Annual gross

₹11,51,849

Total tax + cess

₹67,888

Employee PF (annual)

₹21,600

Salary breakdown (annual)

Basic₹5,52,000
HRA₹2,20,800
Special allowance₹2,83,049
Employer PF₹21,600
Gratuity₹26,551
Bonus / variable₹96,000

Monthly breakdown

Gross salary₹95,987
Employee PF₹1,800
Income tax + cess₹5,657
Professional tax₹200
Net in-hand₹88,330

Estimates only. Actual pay depends on employer structure, HRA exemption, 80C investments, and other deductions.

How to use Salary Calculator (India)

1
Enter the values
Provide the numbers and units requested by Salary Calculator (India).
2
Choose the calculation
Select any rate, period, unit, or calculation mode that applies.
3
Review the result
Calculate the answer and check the displayed breakdown or formula.

About Salary Calculator (India)

Break your CTC into monthly in-hand salary with PF, gratuity, and income-tax (FY 2024-25 new & old regimes).

Use Salary Calculator (India) when you need to ctc to in-hand salary. Review the available options in the interface, process your input, and check the result before saving or copying it.